One of our primary methods of delivering assistance to small business owners is through our use of Kiva. Kiva is a website that helps people loan money to people all over the world who are trying to start small businesses. We started using Kiva in 2011, and since then, we have made more than twenty loans to people all over the world. Most of the people we loan to are in need of money to help lift themselves out of poverty. These people open small shops, clothing businesses, food stalls, and much more. We loan to individuals and groups as well. The flags below represent the twelve countries we have loaned to since 2011.